The Mortgage Experts
Your Trusted Partner for Mortgage Loans in Miami-Dade County and Beyond
Our average closing is 13 days and the National average is 45 days!
Unlock Your Homeownership Dreams with a Mortgage Loan
At The Mortgage Experts, the homeownership path should be smooth, stress-free, and tailored to your unique needs. Our team of seasoned professionals brings nearly a decade of combined experience to the table, ready to guide you through the exciting journey of refinancing or purchasing your dream home. Whether you're a first-time buyer, a savvy investor, or a business owner looking to secure a commercial spot, we've got you covered. The Mortgage Experts in Homestead, FL, can be reached at 786-802-0089 or 786-798-8032.
Serving Miami-Dade County and Beyond
While we proudly call Homestead home, our mortgage expertise extends statewide. No matter where you are in Florida, we're here to assist you.
Licensed Statewide
We are fully licensed and equipped to serve clients throughout Florida, ensuring you receive top-notch service with peace of mind.

Explore Your Loan Options
Your home financing needs are as unique as you are, and we offer a wide range of loan programs to suit your circumstances:
Residential Loans
Whether you want to purchase your first home or refinance an existing property, we have various residential loan options. These include conventional, FHA, VA, and bank statement programs, making homeownership more accessible.
DSCR and Bank Statement Programs
If you're considering commercial property investments or need to secure financing for your business space, our DSER and Bank Statement programs are designed to meet your specific commercial mortgage needs.
Foreign National Programs
For international buyers looking to invest in Miami-Dade County's vibrant real estate market, our Foreign National programs provide tailored solutions and guidance every step of the way.
Investor Loan Programs: We understand the unique requirements of real estate investors and offer specialized loan programs to help you grow your investment portfolio.

Your Path to Homeownership Starts Here
At The Mortgage Experts, we're committed to helping you achieve your homeownership goals. Here's what sets us apart:
First-Time Home Buyers
We specialize in assisting first-time buyers, offering FHA loans with as little as 3.5% down. Our tailored guidance ensures a smooth transition to homeownership.
Low Down Payment Options
We offer loan programs with down payments as low as 3%, making homeownership more accessible than ever.
Experience the Mortgage Expert's Difference
Choosing the right mortgage partner can make all the difference in your homeownership journey. With The Mortgage Experts, you're not just a client but family. Our dedicated team is here to empower you with the knowledge and options you need to make informed decisions.
Ready to take the next step toward homeownership or commercial property investment? Contact us today to schedule a consultation. Let's turn your dreams into reality.
YOUR JOURNEY. YOUR HOME. YOUR MORTGAGE EXPERTS
Quick Connect
Contact One of Our Team Members Today
Javier Lopez
Elizabeth Lopez